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Car Accident-Related Bills and Medical Expenses

Many of us know someone who has been seriously injured in an automobile accident. We’ve seen spinal cord injuries that leave victims unable to walk and traumatic brain injury that renders the victim helpless and in need of constant long-term care. Others have suffered severe disfigurement due to car fires that occur after a crash. Some have legs and arms crushed and require amputation. The list goes on and on.


One can only imagine the horror the victim’s family feels when faced with the potential of tens of thousands of dollars (or more) in medical bills. Indeed, New York personal injury attorney Harley Fastman has seen the physical, emotional, AND financial pain that accidents can cause first-hand and wants victims to know that they have a right to be compensated for their serious injuries.


The Empire State, explains New York car accident attorney, Harley Fastman, is a so-called “no-fault” state. This legislation was passed in order to speed up compensation to accident victims to pay for medical expenses. No-fault means that car accident victims file for benefits through the insurer of the car in which they were injured, even if the other driver is believed to be at fault. However, if you are a pedestrian hit by a car or truck, the insurer for the vehicle that hit you will be paying your medical bills and lost wages.


Contact a personal injury attorney for advice on the following process:


  • Your insurance company needs to be contacted at once. Phone them with your policy information or have a family member do so. Stress the severity of the situation.
  • The insurance company will send a “no-fault application” immediately, which must be filled out within 30 days. Do this promptly. Failure to complete and submit paperwork may result in denial of coverage due to “lack of notice.”
  • Follow up on all paperwork. Call the insurance company to make sure no further information is required. This ties up any loose ends and assures that compensation is forthcoming.


Some people delay filing because they think they feel okay after their accident. The fact is, however, that some injuries aren’t as apparent as others. Hence, accident victims should always be checked by a doctor to determine the presence of internal injuries and other issues that may result in deadly consequences.


In many no-fault states, the victim is not able to sue the driver at fault for pain and suffering, emotional distress and inconvenience. However, New York’s no-fault laws include a “serious injury threshold” clause, which states that a liability claim can be filed by those who are considered seriously hurt, explains New York personal injury lawyer, Harley Fastman, who’s law firm practices car accident cases in Nassau and Suffolk County, Westchester, Manhattan, Brooklyn, Queens, and The Bronx.


Anyone who files a successful personal injury suit against the party at fault for serious injuries suffered in a car accident may receive several types of damages including not only payment of past and future medical costs but also lost wages, loss of pension or annuity, pain and suffering, and non-economic damages such as loss of consortium (loss of benefits of a family relationship due to injury).


If you or a loved one has been seriously injured in an automobile accident, it’s time to investigate your legal options. For more information, call 516-437-7300 or complete the convenient Online Case Review Form on this website.

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