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If you have ever been in a car accident and you have been injured one of your first thoughts and concerns are who is going to pay for my medical bills? New York is a no- fault state and the basic premise goes something like this. It doesn’t matter who is at fault for the accident, the vehicle that you are in at the time of the accident covers your medical bills up to $50,000 per accident. In addition, the insurance for the vehicle...

Typically when you obtain insurance coverage you are concerned with obtaining Coverage to protect your vehicle and to protect your assets in case you are sued.  An often overlooked Coverage and one that anyone driving a motor vehicle must focus on is SUM coverage which stands for Supplemental Uninsured/Underinsured motorist insurance coverage.  This type of coverage protects you and your passengers if you are involved in an accident with a driver who is uninsured or underinsured. Uninsured motorist coverage protects you...